Please use this identifier to cite or link to this item: http://dspace.centre-univ-mila.dz/jspui/handle/123456789/3528
Title: دور القروض العقارية في معالجة مشكلة تمويل السكن في الجزائر
Other Titles: -دراسة حالة بنك السلام - الجزائر
Authors: شيماء , خمسِي ,حليس نهاد
Keywords: القروض العقارية , أزمة السكن , صيغ التمويل الإسلامية , بنك السلام الجزائري
mortgage loans, housing crisis, financing formulas, Al Salam Bank, Algerian Al Salam Bank.
Issue Date: Jun-2024
Publisher: university center of abdalhafid boussouf - MILA
Citation: تخصص " إقتصاد نقدي وبنكي "
Abstract: This study aims to highlight the role of mortgage loans in addressing the housing sector. To achieve this, a descriptive-analytical method was employed, along with the use of some statistics related to the study topic through an applied study on the Algerian Al Salam Bank. The study's results showed that the demand for mortgage loans in Algeria is continuously increasing due to several factors, including the increasing demand for housing as the state is still unable to meet this demand. Additionally, the beneficiaries of these loans are various members of society due to the presence of flexible procedures for obtaining loans.Al Salam Bank has relied on the Istisna'a formula in real estate financing operations, considering it the most suitable and innovative method in the Algerian real estate market.
URI: http://dspace.centre-univ-mila.dz/jspui/handle/123456789/3528
Appears in Collections:Business and management economics



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