أثر وسائل الدفع الإلكترونية على الأداء المالي للبنوك الجزائرية

Abstract

In this study, we aim to shed light on the impact of electronic payment methods on the financial performance of banks. Through this study, we answered the following problem: What is the impact of electronic payment ethods on the financial performance of the Algerian people’s loan Bank –Mila Agency -?. to achieve the desired objectives of this study, the descriptive approach was used on the theoretical side, where the descriptive method is suitable for reporting facts and introducing various concepts related to the subject, along with the analytical method in the framework of a case study to draw conclusions that serve the SPSS program. The study reached several results, after conducting the analysis, the most important of which are:_ There is a statistically significant effect of electronic payment methods on the financial performance of the Algerian people’s loan Bank –Mila Agency-. _ Electronic payment methods save effort, time and money, whether for the customer or the bank. _ Electronic payment methods affect financial performance by reducing costs and increasing profitability