أثر رقمنة المعاملات المالية الإسلامية على ربحية البنوك الاسلامية

Abstract

In recent years, Islamic banks tended to adopt a strategy of banking transformation and digitization, so the aim of our study is to shed light on this strategy by studying the concept of digitization and digital Islamic banks, and we have chosen Al Salam Bank as one of the leading models in the field of digital dealings and after studying the financial position of Al Salam Bank It was adopted that despite the decrease in the net result, it achieved an increase in the financing and deposits of customers during the period 2014-2021, due to the digital services provided by Al Salam Bank, which enhanced the bank’s communication with its customers