دور البنوك الإسلامية في تمويل القطاع الصناعي

Abstract

Islamic banks play an important role in supporting economic growth and providing comprehensive financial services compatible with Islamic values. This study aims to know the role that Islamic banks play in financing the industrial sector in Qatar. To achieve this goal, a sample of Qatari Islamic banks was studied, represented by four Islamic banks (Qatar Islamic Bank, International Islamic Bank, Masraf Al Rayan, and Dukhan Bank); The performance of each bank was analyzed and evaluated by presenting the annual reports of Qatari Islamic banks. Through our study, we found that Qatar Islamic Bank holds the largest share of the Islamic banking sector in the country, in addition to the presence of a significant weakness in financing through Musharaka formulas compared to debt formulas, in which the Murabaha formula was dominant in the financing of the four Islamic banks, and that the industrial sector did not obtain Adequate Islamic finance compared to the consumer sector.